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Commercial Auto Insurance Terms
Found a word that you don't understand? With so many specific terms, insurance can sometimes seem like its own language. Let us "decode" it for you with our handy glossary of terms. 

 
A-C D-F G-I J-L M-O P-R S-U
 
 

Garagekeepers Legal Liability Insurance
Garage keeper's legal liability coverage protects vehicles left in your care custody and control  in case of fire, explosion, theft, vandalism or collision while the vehicle is at your garage or covered location for servicing, parking or storing.

Learn more about garagekeeper's legal liability insurance.

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Garaging Location
A garaging location is the place you primarily park your vehicle when you're not using it. Generally, this is your primary business address.

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Garage Liability
Coming Soon.

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General Liability
See commercial general liability.

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Gross Vehicle Weight (GVW)
GVW is the total weight capacity of a fully loaded vehicle. It can be calculated by adding the weight of the vehicle to the maximum weight of a load that could be carried in the vehicle. GVW can be obtained by checking the manufacturer's general information for the vehicle.

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Hired Auto Liability Coverage
Hired auto liability coverage provides primary auto liability coverage for a non-owned, unlisted vehicle that you have leased, hired, or rented.

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Individual Named Insured Endorsement
This insurance is sometimes also called drive other car insurance. An individual named insured endorsement is insurance that protects individuals or sole proprietors who have all of the vehicles they use for personal or non-business use listed on their commercial auto policy and do not own a personal auto policy.

Learn more about individual named insured endorsement.

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Interstate
If you cross the border of one state into another state, that is interstate travel.

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Intrastate
If you stay within the borders of one state, that is intrastate travel.

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