http://www.navigatortruckinsurance.com/blog Customer Driven Insurance Solutions Wed, 14 Jul 2010 11:47:09 +0000 http://backend.userland.com/rss092 en I regularly receive phone calls from clients asking me if they have to test their drivers for drugs and alcohol when they are involved in an accident.  I generally advise my clients that taking a zero tolerance approach to drugs and alcohol is in their company’s (and their employees’ and ... http://www.navigatortruckinsurance.com/blog/?p=127 This month’s President’s Blog is courtesy of our good friends at Superior Trucking Payroll Service.  To learn more about the services that Superior offers, please visit their website at www.truckingpayroll.com or call them at 866-296-5911. Per Diem is a way you can save your company thousands of dollars a year while ... http://www.navigatortruckinsurance.com/blog/?p=122 Recently a colleague of mine pointed out that in reviewing the help wanted ads in the local Sunday paper, he estimated a 400% increase in the number of advertisements seeking qualified CDL-A drivers.  As freight levels increase, have you begun planning how to locate experienced, quality drivers?    This month I ... http://www.navigatortruckinsurance.com/blog/?p=114 According to an article published by the FMCSA, up to 80% of driver turnover is related to “churning,” which is described as drivers leaving their current positions in order to find work someplace they will feel more valued.  Perhaps the most obvious way in which to demonstrate how much you ... http://www.navigatortruckinsurance.com/blog/?p=112 With increasing frequency our clients are asking for certificates of insurance showing the shipper as being “held harmless.”  Our clients know that these requirements unfairly shift the shipper’s legal liability for their acts of negligence to them, but because the shipper has the upper hand in negotiations, our clients feel ... http://www.navigatortruckinsurance.com/blog/?p=82 In December I posted the answers to some frequently asked questions regarding workers’ compensation insurance.  As I explained, in some cases individuals cannot purchase workers’ compensation for themselves.  Additionally, many individuals choose not to include themselves in coverage due to the costs.  However, just because workers’ compensation isn’t the perfect ... http://www.navigatortruckinsurance.com/blog/?p=79   Over the course of the last year I have seen a significant improvement in the physical damage coverages available to small companies with fewer than five trucks and owner operators who lease their equipment on to a motor carrier. Often referred to as “Physical Damage Enhancements,” many different insurance companies ... http://www.navigatortruckinsurance.com/blog/?p=77   I have been receiving a number of questions regarding workers’ compensation lately.  I thought this month I would address some of the more frequently asked questions.  Please keep in mind that each trucking company’s situation will differ, as will state laws.  These answers are based on a trucking company operating in ... http://www.navigatortruckinsurance.com/blog/?p=73 With increased fuel costs and changes in idling regulations, many truckers have opted to install auxiliary power units or generators (commonly referred to as APUs) in to their tractors.  The intent of APUs is to reduce costs and, in some cases, comply with environmental regulations.  However, as with any acquisition ... http://www.navigatortruckinsurance.com/blog/?p=71 Occasionally in speaking with a prospective client I am told that they do not carry physical damage on their equipment.  When I ask “Why?” the answer I usually get is that the equipment is paid for, so it saves the company money not to insure it.   I disagree and let me ... http://www.navigatortruckinsurance.com/blog/?p=69